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CSEA Premier Term
Life Premiums |
Members and spouse premiums are adjusted when the
member reaches a new five-year age bracket, with the
adjustment made on November 1st, based on the member's
age on April 30th of the following year.
Contact:
Charley Swartz
CSEA Sales Representative
phone: (585) 410-5443
fax: (866) 866-9076
email:
charles.swartz@pearlcarroll.com |
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Members Rates: Bi Weekly Premiums
Members can apply for up to $250,000 |
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Age |
>30 |
30-34 |
35-39 |
40-44 |
45-49 |
50-54 |
55-59 |
60-64 |
65-69 |
70-74 |
75-79 |
80+ |
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$10,000 |
0.46 |
0.76 |
1.08 |
1.50 |
2.22 |
3.60 |
6.20 |
7.62 |
11.98 |
17.44 |
21.08 |
23.48 |
| $15,000 |
0.69 |
1.14 |
1.62 |
2.25 |
3.33 |
5.40 |
9.30 |
11.43 |
17.97 |
26.16 |
31.62 |
35.22 |
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$25,000 |
1.15 |
1.90 |
2.70 |
3.75 |
5.55 |
9.00 |
15.50 |
19.05 |
29.95 |
43.60 |
52.70 |
58.70 |
| $35,000 |
1.61 |
2.66 |
3.78 |
5.25 |
7.77 |
12.60 |
21.70 |
26.67 |
41.93 |
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$50,000 |
2.30 |
3.80 |
5.40 |
7.50 |
11.10 |
18.00 |
31.00 |
38.10 |
59.90 |
| $75,000 |
3.45 |
5.70 |
8.10 |
11.25 |
16.65 |
27.00 |
46.50 |
57.15 |
89.85 |
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$100,000 |
4.60 |
7.60 |
10.80 |
15.00 |
22.20 |
36.00 |
62.00 |
76.20 |
119.80 |
| $125,000 |
5.76 |
9.50 |
13.50 |
18.75 |
27.75 |
45.00 |
77.50 |
95.25 |
149.75 |
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$150,000 |
6.90 |
11.40 |
16.20 |
22.50 |
33.30 |
54.00 |
93.00 |
114.30 |
179.70 |
| $175,000 |
7.25 |
11.97 |
17.01 |
23.63 |
34.96 |
56.70 |
97.65 |
120.02 |
188.69 |
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$200,00 |
8.28 |
13.68 |
19.44 |
27.00 |
39.96 |
64.80 |
111.60 |
137.16 |
215.64 |
| $225,000 |
9.32 |
15.39 |
21.87 |
30.38 |
44.96 |
72.90 |
125.55 |
154.31 |
242.60 |
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$250,000 |
10.35 |
17.10 |
24.30 |
33.75 |
49.95 |
81.00 |
139.50 |
171.45 |
269.55 |
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Spouse Rates: Bi Weekly Premiums*
Spouses can apply for up to $150,000 but cannot exceed member's
coverage |
| |
Age |
>30 |
30-34 |
35-39 |
40-44 |
45-49 |
50-54 |
55-59 |
60-64 |
65-69 |
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$10,000 |
0.60 |
0.84 |
1.14 |
1.50 |
2.22 |
3.60 |
6.20 |
7.76 |
12.14 |
| $15,000 |
0.90 |
1.26 |
1.71 |
2.25 |
3.33 |
5.40 |
9.30 |
11.64 |
18.21 |
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$25,000 |
1.50 |
2.10 |
2.85 |
3.75 |
5.55 |
9.00 |
15.50 |
19.40 |
30.35 |
| $35,000 |
2.10 |
2.94 |
3.99 |
5.25 |
7.77 |
12.60 |
21.70 |
27.16 |
42.49 |
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$50,000 |
3.00 |
4.20 |
5.70 |
7.50 |
11.10 |
18.00 |
31.00 |
38.80 |
60.70 |
| $75,000 |
4.50 |
6.30 |
8.55 |
11.25 |
16.65 |
27.00 |
46.50 |
58.20 |
91.05 |
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$100,000 |
6.00 |
8.40 |
11.40 |
15.00 |
22.20 |
36.00 |
62.00 |
77.60 |
121.40 |
| $125,000 |
7.50 |
10.50 |
14.25 |
18.75 |
27.75 |
45.00 |
77.50 |
97.00 |
151.75 |
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$150,000 |
9.00 |
12.60 |
17.10 |
22.50 |
33.30 |
54.00 |
93.00 |
116.40 |
182.10 |
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*Use member's age to calculate
spouse's premium |
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Dependant Children Rates: Bi Weekly
Premiums |
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